• bitcoinBitcoin (BTC) $ 76,479.00
  • ethereumEthereum (ETH) $ 1,497.19
  • tetherTether (USDT) $ 0.999333
  • xrpXRP (XRP) $ 1.77
  • bnbBNB (BNB) $ 541.19
  • usd-coinUSDC (USDC) $ 0.999901
  • solanaSolana (SOL) $ 101.09
  • tronTRON (TRX) $ 0.226317
  • dogecoinDogecoin (DOGE) $ 0.138657
  • cardanoCardano (ADA) $ 0.549626
  • staked-etherLido Staked Ether (STETH) $ 1,492.72
  • wrapped-bitcoinWrapped Bitcoin (WBTC) $ 76,301.00
  • leo-tokenLEO Token (LEO) $ 8.94
  • usdsUSDS (USDS) $ 0.999898
  • the-open-networkToncoin (TON) $ 3.02
  • chainlinkChainlink (LINK) $ 10.75
  • stellarStellar (XLM) $ 0.218948
  • wrapped-stethWrapped stETH (WSTETH) $ 1,792.43
  • shiba-inuShiba Inu (SHIB) $ 0.000011
  • avalanche-2Avalanche (AVAX) $ 15.48
  • mantra-daoMANTRA (OM) $ 6.12
  • suiSui (SUI) $ 1.82
  • hedera-hashgraphHedera (HBAR) $ 0.135905
  • polkadotPolkadot (DOT) $ 3.43
  • binance-bridged-usdt-bnb-smart-chainBinance Bridged USDT (BNB Smart Chain) (BSC-USD) $ 0.997299
  • ethena-usdeEthena USDe (USDE) $ 0.998326
  • bitcoin-cashBitcoin Cash (BCH) $ 259.59
  • litecoinLitecoin (LTC) $ 66.13
  • bitget-tokenBitget Token (BGB) $ 3.88
  • wethWETH (WETH) $ 1,495.17
  • whitebitWhiteBIT Coin (WBT) $ 27.77
  • pi-networkPi Network (PI) $ 0.562799
  • moneroMonero (XMR) $ 191.93
  • hyperliquidHyperliquid (HYPE) $ 10.24
  • wrapped-eethWrapped eETH (WEETH) $ 1,594.14
  • daiDai (DAI) $ 0.999786
  • susdssUSDS (SUSDS) $ 1.05
  • okbOKB (OKB) $ 50.07
  • uniswapUniswap (UNI) $ 4.91
  • pepePepe (PEPE) $ 0.000006
  • aptosAptos (APT) $ 4.21
  • gatechain-tokenGate (GT) $ 20.60
  • coinbase-wrapped-btcCoinbase Wrapped BTC (CBBTC) $ 76,430.00
  • nearNEAR Protocol (NEAR) $ 2.06
  • tokenize-xchangeTokenize Xchange (TKX) $ 29.40
  • mantleMantle (MNT) $ 0.673914
  • ethena-staked-usdeEthena Staked USDe (SUSDE) $ 1.16
  • ondo-financeOndo (ONDO) $ 0.706408
  • crypto-com-chainCronos (CRO) $ 0.079026
  • first-digital-usdFirst Digital USD (FDUSD) $ 0.998483
  • internet-computerInternet Computer (ICP) $ 4.49
  • ethereum-classicEthereum Classic (ETC) $ 14.02
  • blackrock-usd-institutional-digital-liquidity-fundBlackRock USD Institutional Digital Liquidity Fund (BUIDL) $ 1.00
  • cosmosCosmos Hub (ATOM) $ 4.25
  • aaveAave (AAVE) $ 123.52
  • fasttokenFasttoken (FTN) $ 4.03
  • vechainVeChain (VET) $ 0.019007
  • lombard-staked-btcLombard Staked BTC (LBTC) $ 76,131.00
  • bittensorBittensor (TAO) $ 186.38
  • official-trumpOfficial Trump (TRUMP) $ 7.62
  • ethenaEthena (ENA) $ 0.272205
  • kaspaKaspa (KAS) $ 0.057831
  • filecoinFilecoin (FIL) $ 2.30
  • render-tokenRender (RENDER) $ 2.69
  • polygon-ecosystem-tokenPOL (ex-MATIC) (POL) $ 0.161186
  • celestiaCelestia (TIA) $ 2.33
  • algorandAlgorand (ALGO) $ 0.157421
  • sonic-3Sonic (prev. FTM) (S) $ 0.399534
  • arbitrumArbitrum (ARB) $ 0.265042
  • solv-btcSolv Protocol SolvBTC (SOLVBTC) $ 76,241.00
  • eosEOS (EOS) $ 0.712810
  • story-2Story (IP) $ 4.03
  • kucoin-sharesKuCoin (KCS) $ 8.04
  • usdt0USDT0 (USDT0) $ 0.999473
  • optimismOptimism (OP) $ 0.595308
  • xdce-crowd-saleXDC Network (XDC) $ 0.062408
  • fetch-aiArtificial Superintelligence Alliance (FET) $ 0.368928
  • makerMaker (MKR) $ 1,109.78
  • jupiter-exchange-solanaJupiter (JUP) $ 0.325622
  • nexoNEXO (NEXO) $ 0.917005
  • binance-peg-wethBinance-Peg WETH (WETH) $ 1,493.83
  • quant-networkQuant (QNT) $ 61.75
  • kelp-dao-restaked-ethKelp DAO Restaked ETH (RSETH) $ 1,552.01
  • binance-bridged-usdc-bnb-smart-chainBinance Bridged USDC (BNB Smart Chain) (USDC) $ 0.998334
  • dexeDeXe (DEXE) $ 14.71
  • binance-staked-solBinance Staked SOL (BNSOL) $ 105.31
  • polygon-bridged-usdt-polygonPolygon Bridged USDT (Polygon) (USDT) $ 0.998011
  • usual-usdUsual USD (USD0) $ 0.997534
  • blockstackStacks (STX) $ 0.512419
  • worldcoin-wldWorldcoin (WLD) $ 0.626938
  • tether-goldTether Gold (XAUT) $ 3,036.92
  • movementMovement (MOVE) $ 0.306137
  • bonkBonk (BONK) $ 0.000010
  • flare-networksFlare (FLR) $ 0.011675
  • paypal-usdPayPal USD (PYUSD) $ 1.00
  • rocket-pool-ethRocket Pool ETH (RETH) $ 1,685.46
  • solv-protocol-solvbtc-bbnSolv Protocol SolvBTC.BBN (SOLVBTC.BB) $ 76,003.00
  • sei-networkSei (SEI) $ 0.139358
  • immutable-xImmutable (IMX) $ 0.379968
  • theta-tokenTheta Network (THETA) $ 0.677237
  • the-graphThe Graph (GRT) $ 0.071220
  • pax-goldPAX Gold (PAXG) $ 3,037.78
  • wbnbWrapped BNB (WBNB) $ 540.13
  • injective-protocolInjective (INJ) $ 6.81
  • usdx-money-usdxStables Labs USDX (USDX) $ 0.998683
  • arbitrum-bridged-wbtc-arbitrum-oneArbitrum Bridged WBTC (Arbitrum One) (WBTC) $ 76,315.00
  • lido-daoLido DAO (LDO) $ 0.676194
  • tezosTezos (XTZ) $ 0.565356
  • mantle-staked-etherMantle Staked Ether (METH) $ 1,589.64
  • curve-dao-tokenCurve DAO (CRV) $ 0.434911
  • galaGALA (GALA) $ 0.012905
  • kaiaKaia (KAIA) $ 0.094991
  • the-sandboxThe Sandbox (SAND) $ 0.229564
  • bittorrentBitTorrent (BTT) $ 0.00000056
  • honey-3Honey (HONEY) $ 0.999161
  • walrus-2Walrus (WAL) $ 0.419672
  • iotaIOTA (IOTA) $ 0.140915
  • bitcoin-svBitcoin SV (BSV) $ 26.15
  • stargate-bridged-usdc-berachainStargate Bridged USDC (Berachain) (USDC.E) $ 0.999552
  • flowFlow (FLOW) $ 0.320560
  • pancakeswap-tokenPancakeSwap (CAKE) $ 1.63
  • true-usdTrueUSD (TUSD) $ 0.998154
  • msolMarinade Staked SOL (MSOL) $ 129.49
  • sonic-bridged-usdc-e-sonicSonic Bridged USDC.e (Sonic) (USDC.E) $ 1.00
  • grassGrass (GRASS) $ 1.75
  • jito-governance-tokenJito (JTO) $ 1.52
  • flokiFLOKI (FLOKI) $ 0.000049
  • bridged-usdc-polygon-pos-bridgeBridged USDC (Polygon PoS Bridge) (USDC.E) $ 0.998635
  • zcashZcash (ZEC) $ 29.21
  • fartcoinFartcoin (FARTCOIN) $ 0.472028
  • renzo-restaked-ethRenzo Restaked ETH (EZETH) $ 1,554.66
  • berachain-beraBerachain (BERA) $ 4.28
  • resolv-usrResolv USR (USR) $ 0.999108
  • beldexBeldex (BDX) $ 0.064867
  • kavaKava (KAVA) $ 0.412335
  • spx6900SPX6900 (SPX) $ 0.471786
  • pumpbtcpumpBTC (PUMPBTC) $ 75,430.00
  • raydiumRaydium (RAY) $ 1.50
  • jasmycoinJasmyCoin (JASMY) $ 0.008930
  • heliumHelium (HNT) $ 2.37
  • pendlePendle (PENDLE) $ 2.62
  • jupiter-staked-solJupiter Staked SOL (JUPSOL) $ 110.69
  • ethereum-name-serviceEthereum Name Service (ENS) $ 12.53
  • saros-financeSaros (SAROS) $ 0.155852
  • usdbUSDB (USDB) $ 1.01
  • dydx-chaindYdX (DYDX) $ 0.531646
  • hashnote-usycHashnote USYC (USYC) $ 1.08
  • ousgOUSG (OUSG) $ 110.58
  • apenftAPENFT (NFT) $ 0.00000041
  • coredaoorgCore (CORE) $ 0.402350
  • pyth-networkPyth Network (PYTH) $ 0.111731
  • olympusOlympus (OHM) $ 23.78
  • bitcoin-avalanche-bridged-btc-bAvalanche Bridged BTC (Avalanche) (BTC.B) $ 76,480.00
  • ondo-us-dollar-yieldOndo US Dollar Yield (USDY) $ 1.10
  • decentralandDecentraland (MANA) $ 0.205221
  • clbtcclBTC (CLBTC) $ 76,122.00
  • axie-infinityAxie Infinity (AXS) $ 2.35
  • chilizChiliz (CHZ) $ 0.038216
  • telcoinTelcoin (TEL) $ 0.003891
  • mantle-restaked-ethMantle Restaked ETH (CMETH) $ 1,590.10
  • elrond-erd-2MultiversX (EGLD) $ 12.72
  • thorchainTHORChain (RUNE) $ 0.998449
  • binance-peg-dogecoinBinance-Peg Dogecoin (DOGE) $ 0.138072
  • mantle-bridged-usdt-mantleMantle Bridged USDT (Mantle) (USDT) $ 0.999571
  • reserve-rights-tokenReserve Rights (RSR) $ 0.006212
  • ubtcuBTC (UBTC) $ 77,135.00
  • fraxFrax (FRAX) $ 0.999305
  • starknetStarknet (STRK) $ 0.119511
  • conflux-tokenConflux (CFX) $ 0.069245
  • compound-governance-tokenCompound (COMP) $ 38.60
  • tbtctBTC (TBTC) $ 76,156.00
  • infrared-beraInfrared Bera (IBERA) $ 4.30
  • l2-standard-bridged-weth-baseL2 Standard Bridged WETH (Base) (WETH) $ 1,497.30
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  • arbitrum-bridged-weth-arbitrum-oneArbitrum Bridged WETH (Arbitrum One) (WETH) $ 1,494.96
  • arweaveArweave (AR) $ 5.01
  • neoNEO (NEO) $ 4.61
  • wormholeWormhole (W) $ 0.071398
  • binance-peg-busdBinance-Peg BUSD (BUSD) $ 0.998479
  • super-oethSuper OETH (SUPEROETHB) $ 1,496.34
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  • usddUSDD (USDD) $ 0.998835
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  • stakewise-v3-osethStakeWise Staked ETH (OSETH) $ 1,561.10
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  • ripple-usdRipple USD (RLUSD) $ 0.998727
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  • layerzeroLayerZero (ZRO) $ 2.54
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  • ether-fi-staked-ethether.fi Staked ETH (EETH) $ 1,496.37
  • chain-2Onyxcoin (XCN) $ 0.008266
  • axelarAxelar (AXL) $ 0.290434
  • ether-fi-staked-btcEther.fi Staked BTC (EBTC) $ 75,118.00

Pundit Says Stop Thinking About XRP the Wrong Way, Shares Proof XRP is Not Just Another Crypto

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Pundit Says Stop Thinking About XRP the Wrong Way, Shares Proof XRP is Not Just Another Crypto

A pundit within the XRP community recently argued that XRP is more than just another digital asset, presenting what he calls proof of this theory.

As XRP continues to struggle alongside the rest of the market, the pundit behind the community-driven account “All Things XRP” has implored market participants to pay attention to the asset, arguing that it is not just another crypto asset.

He claimed that the token is at the center of a financial revolution, with Ripple’s On-Demand Liquidity (ODL) serving as proof of its real-world use. The argument centers around the inefficiencies of the global payments system and how XRP, through ODL, is fixing these issues.

The Problem with Cross-Border Payments

According to the pundit behind “All Things XRP,” international money transfers are highly inefficient. Transactions can take days to settle, with fees ranging between $25 and $35 per transfer.

Additionally, traditional financial institutions require pre-funded accounts in multiple currencies, which locks up large amounts of capital that could be used elsewhere. These issues make the system slow, costly, and outdated.

In contrast, XRP has set itself up as the key to solving these inefficiencies. The pundit claims that through ODL (now Ripple Payments), banks and financial institutions can process transactions in seconds, removing the need for pre-funded accounts while reducing costs.

XRP as a Financial Utility

Many investors view XRP as just another altcoin. However, the analyst insists that this perception is incorrect. Instead of functioning purely as a speculative asset, he argues that XRP plays a major role in real-world financial transactions.

The claim is that ODL depends on XRP to function, making it a necessary part of the system. However, it is important to note that Ripple has previously clarified that ODL does not always require XRP despite the asset being central to the service.

In past disclosures, the company mentioned that some clients use the service without the token due to regulatory constraints or other factors. While XRP remains an integral part of ODL, these disclosures contradict the assertion that XRP is indispensable to the payment product.

Notably, the main argument supporting XRP’s utility is how ODL processes transactions. Particularly, to facilitate asset movement, a bank or financial institution first exchanges fiat currency, such as USD, for XRP.

This XRP is then rapidly transferred across the XRP Ledger, ensuring near-instant settlement. Once received, the system converts it back into the recipient’s local currency, like MXN or EUR, eliminating the need for traditional banking intermediaries.

ODL Adoption in the Financial Industry

The pundit highlighted the institutions that have used or are using ODL, including MoneyGram, Tranglo, and various banks and fintech companies.

However, while MoneyGram previously utilized ODL for cross-border remittances, the company ended its partnership with Ripple in March 2021. Instead, MoneyGram opted to integrate with Stellar, a competing blockchain payments network.

Despite this, the pundit maintains that ODL adoption continues to grow, with more financial institutions leveraging the technology. Tranglo, for instance, has facilitated payments across Asia, and Ripple has formed partnerships with banks worldwide to expand ODL corridors.

Can ODL Impact XRP Price?

According to the analysis provided by “All Things XRP,” the growth of ODL will likely have a direct impact on XRP’s value. As more financial institutions integrate ODL into their operations, the use of XRP increases.

This rise in usage fuels greater demand, which in turn drives the token’s value higher. While the pundit failed to present any price targets, others have projected rallies to an audacious $10,000 price.

However, some like Panos Mekras insist that ODL will not impact XRP price. Mekras noted this last April, drawing inspiration from a disclosure from Ripple executives, which confirmed that due to its fast payment time, ODL is demand-neutral, neither increasing or decreasing XRP price.

Meanwhile, another community pundit, Mickle, believes this argument is flawed, suggesting that ODL does indeed impact XRP price. This debate has lingered within the XRP community.

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