ChatGPT picks 3 cryptocurrencies to buy with $3,200 Social Security check

Social media is awash with news about a $3,200 Social Security check that’s supposed to come in April 2025. However, the operative word there is supposed to; to be more precise, the entire thing is, unfortunately, nothing more than an unsubstantiated, viral rumor. The Social Security Administration (SSA) has not confirmed anything about a $3,200 one-time payment.

A windfall like that would surely have been useful — but taking the time to consider what you would have done with such a one-time cash injection also has utility.

Finbold has decided to consult OpenAI’s flagship large language model (LLM), ChatGPT 4.0, to determine the 3 best cryptocurrencies that one could invest in with a $3,200 Social Security check.

ChatGPT would use its $3,200 Social Security check to buy BTC, SOL, and XRP

OpenAI’s artificial intelligence (AI) model would leverage a $3,200 Social Security check by investing in three cryptocurrencies — Bitcoin (BTC), Solana (SOL), and XRP.

ChatGPT’s first pick was Bitcoin — and it would account for half of the entire investment. The LLM outlined three key bullish factors that drove its decision: the tailwind of Trump’s recent tariff pause, steady exchange-traded fund (ETF) inflows, and resilient institutional demand for the leading digital asset, in spite of recent market-wide challenges.

The second cryptocurrency that ChatGPT chose, Solana, would account for $1,000 of the $3,200 Social Security check being invested.

Despite Solana’s recent crash below $100, bullish catalysts such as an endorsement from BlackRock, growing ETF exposure, and increasing real-world utility and adoption were enough to sway OpenAI’s model to the bullish side of the aisle.

Last but not least, the AI model would set aside $600 to invest in XRP. Despite a 1 billion token unlock set for May 1, several positive developments, such as Ripple’s $1.25 billion acquisition of Hidden Road, the recent launch of the first XRP ETF, and the resolution of the longstanding Ripple v SEC case were highlighted as positive factors that could send prices on an upward trajectory.

As enlightening as ChatGPT’s cryptocurrency picks are, readers should remember that we’re talking about a hypothetical $3,200 Social Security Check here. Although the rumor might have started in a benign way due to misinformation, topics like these are fertile ground for scammers seeking to take advantage of the underinformed.

Featured image via Shutterstock

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