Jorge López, VelaFi Business Development Director, Provides Insights On Financial Infrastructure Challenges

Juan Allan

In a world of accelerating digital transformation and global financial reform, VelaFi emerges as a next-generation platform offering compliant, secure, and scalable cross-border payment solutions for enterprises. Launched by Galactic Holdings — a fintech group with deep roots in Latin America — VelaFi builds on years of operational expertise under its predecessor, TruBit Business. With over 500 institutional clients and strategic partnerships with key players like Circle, VelaFi is redefining how businesses navigate regulatory complexity, currency volatility, and capital flow inefficiencies across emerging markets.

At the forefront of VelaFi’s international expansion is Jorge Lopez, the platform’s Business Development Director. With a sharp understanding of enterprise needs and a passion for building future-proof financial infrastructure, Jorge plays a critical role in forging strategic alliances and guiding VelaFi’s growth across Latin America, Asia, and beyond.

Before VelaFi, what infrastructure challenges did you face in cross-border payments, compliance, or treasury operations?

Before VelaFi, we encountered fragmented infrastructure across Latin America. Cross-border payments were slow, expensive, and opaque, especially when managing liquidity across multiple currencies and jurisdictions. Compliance was also a significant hurdle. Each market has distinct regulatory nuances, and legacy providers often lacked the agility to adapt in real time. Treasury operations suffered from a lack of interoperability, with limited visibility into real-time balances and reconciliations. We needed infrastructure that was not only secure and compliant, but also designed with the region’s operational complexity in mind.

How did your team evaluate VelaFi versus other providers? What were the decisive factors, tech maturity, API depth, regulatory readiness, geographic coverage?

We evaluated VelaFi across multiple dimensions: API robustness, speed of integration, regulatory alignment, and operational scalability. What set VelaFi apart was its modular architecture, built for financial institutions like ours, with clearly documented endpoints, sandbox environments, and strong support. The platform was compliance-first, offering real-time risk controls and reporting across local jurisdictions. VelaFi’s geographic coverage in LATAM, combined with its global expansion, also gave us confidence in its long-term vision and ability to scale alongside our operations.

Tell us about your implementation process: How long did integration take, what local systems did you connect to, and how did you test compliance workflows?

Integration was completed in less than a month, thanks to VelaFi’s no-friction onboarding and API toolkit. We connected to our internal ERP and treasury systems, with particular attention to FX management and real-time reconciliation across accounts in Argentina, Brazil, and Mexico. Compliance workflows were tested using predefined risk scenarios and audit triggers. VelaFi’s platform enabled us to run simulations, generate automated compliance reports, and adapt our rules engine, without engineering bottlenecks.

Can you quantify the impact so far, time saved on reconciliation, cost efficiency, compliance accuracy, or risk mitigation?

Absolutely. Reconciliation processes that previously took several hours now run in near real time. We’ve reduced operational overhead by over 30%, especially in compliance-related reporting. Perhaps most importantly, our risk posture has improved, we now have greater transaction traceability and faster alert resolution, which translates into fewer regulatory concerns and better client confidence. Stablecoins have also lowered our FX costs significantly, especially in high-volatility markets like Argentina or Colombia.

Have you taken advantage of regional intelligence or localization tools (e.g., tailored API endpoints or regulatory updates) that VelaFi provides?

Yes, and this has been one of the most valuable aspects of the platform. VelaFi was built with the understanding that operating in Latin America requires much more than just translating a product, it demands deep regional adaptation.

We’ve benefitted greatly from their localized API endpoints for major markets, which make it easier to integrate with region-specific banking systems and payment rails. Their team also provides real-time updates on regulatory and FX dynamics, especially in volatile environments like Argentina, where changes can happen overnight.

This type of contextual intelligence, from transaction formatting to tax logic, helps us stay ahead of compliance demands and avoid operational disruptions. When you’re dealing with cross-border flows across LATAM, being locally fluent at a regulatory and technical level isn’t a nice-to-have, it’s essential.

Based on your experience, what’s your vision for modern financial infrastructure? How could platforms like VelaFi improve further, more embedded analytics, predictive alerts, AI‑powered risk controls?

The future of financial infrastructure in LATAM is intelligent, modular, and deeply integrated into business operations. Platforms like VelaFi are already solving major gaps in treasury, compliance, and payments, but there’s room to grow. Embedded analytics and real-time decision tools will be essential, especially for CFOs managing multi-market operations. AI-powered anomaly detection, dynamic limit setting, and automated regulatory filings will move from “nice-to-have” to “must-have.” VelaFi is on the right path, and our feedback loop is part of making this infrastructure smarter every day.

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