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Leading XRP Wallet Xumm Processed Over $6B in the Past Year—It Cost Users Only $510

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Leading XRP Wallet Xumm Processed Over $6B in the Past Year—It Cost Users Only $510

Xaman (formerly Xumm), a top XRP Ledger (XRPL) wallet processed over $6 billion in payments in 2024, which only cost users a total of $510.

For all the flak the XRP Ledger has received over the years, its strengths as a low-cost and fast payment rail can hardly be denied. These strengths have been put on full display in impressive numbers revealed by the network’s leading wallet provider.

Xaman Claims $6B in XRP Payments

Xaman Wallet, the leading XRPL wallet developed by XRPL Labs, has recently spotlighted the network’s payment capabilities.

In an X post on Wednesday, January 22, the wallet disclosed that it had processed a staggering $6 billion in the past year, including cross-border remittances and ecosystem transactions, for only $510 in fees.

As highlighted by one user, proportionally, this equates to less than 10 cents per every $1 million transferred compared to the $20 to $50 fees paid on $2,000 bank transfers that still take days to process.

Amazing! The future is here: instant, reliable, and low-cost payments. Proportionally, it costs just $0.085 cents to transfer $1M using @XamanWallet and XRP.

Compare that to paying $30-50 bank fees for a $2K transfer with a 72-hour wait with traditional banks. The game has… https://t.co/3bKD2vQ4HN

— Paul Wong (@___pw___) January 23, 2025

While the low fees are largely due to the XRPL’s attractive features, Xaman’s high payment volume is likely a testament to the effort the wallet has put into user-centric upgrades in the past few years.

Commenting on the development, XRPL Labs COO Robert Kiuru stressed that the wallet’s success in the past year is largely attributable its xApp functionality.

For context, xApps are embedded web applications within the Xaman Wallet that allow users to access specific services without leaving the wallet. These applications include on/off-ramp services, decentralized exchanges, payment services, and more.

According to Kiuru, Xaman users interacted with these xApps nearly 8 million times within the year. Tipping 2025 to be even better, he noted that Xaman intends to ship more features and xApps.

The broader XRP ecosystem has received a big boost in recent weeks amid anticipated regulatory clarity for the asset, giving apps like Xaman a chance to shine.

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